American finance is concerned and this is not good. Banks say they are conservative and traditional big investors are dragging their feet to innovate their visions of a modern finance. Yet money is flowing in start-ups universe but the reality is more worrying.
Should We speak of crisis or bubble in start-ups, especially those that supply the business tools? Almost explains Pierre B, former financial manager of top flight now retired and converted into a British investment fund as consultant: " Today, the concern is not in the immediate return on investment, it is normal to play and lose, but the visibility of this return to at least 5% of assisted firms " . what is this evil that frightens financial? The same who, for centuries, anime humanity lose money.
The first analyzes show that specialist firms if the successes are flamboyant ... Chess, quieter, are even more numerous. Does this mean that the explosion of the bubble threatens the investor? Some think not least. The collaborative economy is his first success with the introduction of an exceptional pipe, internet. But all the bankers know, the pipe is not home. We receive every day writing dozens of emails from young companies, called start-ups, and whose words are often the same: revolutionary idea, product leader, first on their field single to date ... The list of superlatives is endless.
And for many, the statement ends with a call to the financing, either on specialized platforms through which financial firms. Today, all areas are directly involved in innovation and creativity, even if all the subjects do not deserve the time and money spent. A renewed analysis of the quarrel between the ancients and moderns. When trying to get visibility on start-ups in business travel, work is much more complex. Not because they do not exist but because the very definition of business is still a little complex in the minds of young entrepreneurs. Professionally move from one point to another is one thing. Should however the complexity with multiple tools which interest is not always obvious? What are the real needs of a business trip? The first is undoubtedly the transport.
Get from one point to another is now a much easier task than it seems. The digitalization of information used to define very quickly and the need to respond. The other weary traveler is hosting. In this universe, where the blur sometimes reigns, pragmatism remains and will remain for years the starting point of a successful stay.We now know, often we buy blindly and specifically a price rather than a place. Fortunately, with user reviews, internet reinvents proselytizing laced with a sometimes temperamental vision in some users. Finally, a few business trips related ancillary activities is to consider whether restoration, group facilitation, rental car or any other application that will customize the trip. So much for the practical feasibility of the trip.
For buyers, the needs are more important: reporting, payment management, dematerialisation, transaction security, Tax Recovery ... No less than twenty features to fly in unison. It is this simplicity that will be revolutionary. This is where the supply is still low, or at least somewhat innovative.Read this simplistic description, and practicing daily, we say that all is not as easy in a complex world where the art of trading bonus as much as that of anticipation. This is where the start-up of business which rebuild models and unite them sometimes diametrically opposed universes. And now today, via AI (Artificial Intelligence) are addressed more evil than the means to treat him. Should we travel? This is the question that most revolutionary arises. I will tell more next week, once past the In days of MIT, one of America's most prestigious universities. But back to our start-ups.
What are they going to bring change management matters or BT process? To believe what the observer sharpened Scott Gillespie, "The nature of innovation in business is the ability of designers to unify needs and not to segment ". We can see the complexity of the mission. And the man of the art to enter into " the most successful product is obviously the" end to end "But reality demonstrates how complex it will be to unite the information, certify and. ensure their dissemination . "Skeptical about innovation? Not really, rather circumspect about the achievement. And that is where start-ups imagination must take over.
Not the superficial or pointless but hard on making the heart of the business. Obviously, work is enormous and success promised to companies that will simplify and give efficiency increased tools. We are only at the beginning and start-ups are spearheading this vision. It remains to find out if they have the necessary fuel. " Years after its inception, Twitter, the biggest success in the field of instant com, still not making money ," said Peter, " And yet, no one can imagine his disappearance. A textbook case for bankers ". Finally, the word" innovation "is still afraid to buyers and no app, was it successful, can not convince them if it does not come from a reference in the field. And the challenge of the coming years will be to convince the buyers and their CIOs. A double obstacle course.